Property LIFE Stage planning.
Helping you make informed property
decisions based on the life you live.
The Way We Live
Every family is different – priorities, career preferences, life plans, finances,
kid’s education plans and so much more -There is no one-size-fits-all solution.
Any property decision must be customised, analysed deeply, understanding all the pros and cons.
This PROPERTY LIFE STAGE approach aims to achieve this for every lifestage you are at.
Introducing
Property LIFE Stage planning.
Listen
Gain an understanding of one’s needs, life goals and aspirations.
Identity and Analysis
Identifying and aligning with one’s goals and plans in according to their lifestage.
Financial Planning
Assessing and guidance provided for financial plans regarding property decisions
Execution
A step-by-step action plan will be put together with review sessions before exceution commences
The LIFE stage approach is also highly data-driven with extensive breadth and depth in research and analysis The FACTS framework comprises:
360degree Financial Assessment
Holistic financial planning and understanding
C.A.R.E Framwwork
Quantifying various scenarios for risk assessment
TEN-Stage Property Asset Assessments
Evaluating your property based on 10 sets of citeria
SWOT Analysis on your current and future property asset
Dissecting Strength, Weakness, Opportunities and Threats for your current and future property
Your Property Decisions can be made with having your life plan mapped out with property options. Which includes; extensive, data-driven and objective analysis. With a clear and concise risk management/plans, roadmaps and directions for execution will be provided.
Helping you and your family make informed property decisions.
Testimonies
“Derek did was to bring out key
considerations for us to make an informed decision so that we know exactly what we are in for and that we as a couple can discuss as 1 anddecide as 1.”
Ku Family
“Derek also gave me advice on affordability as well as what to plan when purchasing a property. This was before he made any
recommendations. I was very impressed by his professional knowledge and attitude of wanting his client to be fully aware of their situation before making a decision.”
Norm
Personalised approach. Aligned with my lifestyle and future goals. Understand my vision for my dream home and used his Dportae to Quide me in making well-informed decisions.
Titus
Thorough in covering the different aspects for consideration, in terms of our needs analysis and the other, financial, legal and practical aspects of both transactions.
His eye for detail and professionalism certainly supported us in making what would be major changes in our family life.
His eye for detail and professionalism certainly supported us in making what would be major changes in our family life.
Cai Family
Provided us with a holistic financial consultation, taking the time to consider our housing, family and personal expectations. He will not doubt be the ship
caption of my next property journey.
Zhong Family
His ability to understand our long-term plans. We shared our aspirations for the next few years, and he took time to weigh the pros n cons of each option, guiding us towards the best possible decision
Liew Family
To help you through this journey is Derek NG.
The only realtor with:
- Master in Real Estate from NUS
- Council for Estate Agencies (CEA) Skillsfuture Study Award
- Two featured articles by CEA
Other Accolades:
- Focus Group participants – Forward Singapore Housing Policies (Ministry of National Development)
- Appointed trainer for other realtors
- Consistent top producers
- Close to 10-year experience helping hundreds of families with S$150million of property transacted
Using the LIFEstage Property planning framework, he has helped many families decide, plan and executed the following:
- Decouple and purchase another investment property
- Upgrade from 4room HDB to Executive Masionette/Apartment
- Bought New Launch EC/Condo
- Bought resale HDB
- From HDB to resale Condo
- From HDB to Resale EC
- HDB/Condo to landed
- EC to Condo
- Condo to Condo
-
Landed/Condo to HDB
(right-sizing for retirement/cash out)
Let’s start this journey to make informed property decisions today!
Register today for a complimentary 15-min zoom session. We will also
send across a complimentary e-book “The Property Trap Myth – 7 risks
to avoid”
Frequently Asked Questions
What will happen during the call?
This call will be to listen and understand your plans, current situations, and concerns. It is also for us to get to know each other and see if we are comfortable to take the next step forward in this property journey.
Is it free?
Yes, there is no fee or obligation involved. During this call, we can mutually get to know each other and see if we would like to take the next step forward.
What if I want it all – capital appreciation, space, rental yield and able to move in immediately?
Everyone would love these including myself! There are cases after doing the full analysis, such property can be found. But often if not most of the time, there will be certain trade-offs involved and my role in this case is to highlight them clearly for your decision making.
Is it alright if I don’t wish to disclose any of my financial information?
Yes you can. What we can do is to share various guideposts and recommended boundaries for financial planning. Having said that, I often shared with my clients that the more you can share, the more thorough and holistic the assessment will be.
Is this the right time to do anything in the current market situation?
Our analysis covers various scenarios and situations while highlighting the pros and cons of the options available. From here, you can make an informed decision and executing them.
Will you be assisting in the execution of my property decisions?
Yes. As a licensed realtor, I can transact (including buy, sell and rental) any properties in Singapore. I do have an execution framework which I will be happy to share during our call/meetup.
Get in touch
Start your journey to make informed Property Decisions here.
Register here for a complimentary 15-min zoom session. You will also receive “The Property Trap Myth – 7 risks to avoid” e-book for the first 50 who registered.