Case Studies

Property Life Stage Planning – The Kus

Property Life Stage Planning – The Tangs

Property Life Stage Planning – The Chongs

Property Life Stage Planning - Norm

Property Life Stage Planning –
Times when I recommended ‘no’ to their property plans

Property Life Stage Planning – my own HOME

PROSPER selling framework – City View at Boon Keng

PROSPER selling framework – Bedok Central

PROSPER selling framework – Eight Riversuites

Blog

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Property Cooling Measures - 29 Sept 2022. What impact could it have for Singapore property market

Understanding the trade-off of buying a brand new Executive Condo

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Recession, higher interest rate, wars - Will we see a drastic dip in property prices?

CPF Accured interest - knowing it and understanding how it can impact your property plan

An EZ look at ECs - Past, Present, Future

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Is Freehold really free to hold? A look at Singapore's land rights and compensation

5 Truth for almost any property plans

3 key Government-led initatives that might impact your HDB resale value

5 critical elements you must analyse when buying a property

Interview by Council of Estate Agencies

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Lesser told stories of some Executive Condo owners

"Hey Derek, do you sell AMO ah?"

YouTube Videos

#sgrealtors #property #condo #freeholdproperties #realestate #home
4-room Freehold Condo for sale. Min walk to Serangoon MRT
#nationaldayrally2023 #ndr #hdb #resalehdbflat #resalehdb #hdbprices #property #propertyinsights #sgrealtors #sgrealtors
what are the impact on resale HDB prices after the National Day Rally Announcement? (full video)
Many can tell you that they have all these... "Proven Strategies to upgrading your property" "Proven ways to gain 6-figure profit through real estate!" "5 steps to find undervalue property." "Upgrade without touching your savings." However, every family is different. Each has its own goals, priorities, risk appetite, life stage and financial abilities. While promises of capital appreciation, better lifestyle, prestige and early retirement might sound too good to say 'no' to, every property decision (may it be upgrading, right-sizing, new launch, EC , resale condo etc) comes with its own trade-off, pros and cons, financial commitments and importantly RISK. These 6 to 7-figure decisions would really need deeper thoughts, understanding and meticulous assessment instead of riding on sentiment or even a sense of FOMO. Through my years of experience working with numerous families and knowledge gained through my Master in Real Estate from NUS, I have crafted a list of 7 most important upgrading risks that many did not realise or catered for. Feel free to click on the link below and I will be happy to send you a copy. Of course once again, every family is different - if you would like to find out more about how I tailored my recommendations and risk assessments for them, you can also click on this link here - www.propertylifestage.com. Be Blessed!
There is no such thing as proven steps/methods for property upgrading
EZ with EC. Answering any question(s) you may have regarding EC. Question today: Hi Derek, I saw some resale EC being listed for sale before it reaches its 5-year MOP. What are the things I need to take note of? #executivecondo #executivecondos #executivecondosg #executivecondomium #executivecondominum #executivecondominium #executivecondominiums #executivecondosingapore #realestate #realestatetips #realestatemarket #realestateexpert #singaporerealestate #singaporerealestatemarket #singaporerealestateinsider #singaporerealestatebuyers #singaporerealestates #makeinformedpropertydecision #propertylifestage Active
EZ with EC.Qn:I saw some resale EC listed for sale before MOP. What do I need to take note?
Answering any question(s) about Executive Condo - Question: Is EC affected by the 15-mths wait out period after selling it? What will be your recommendation? #executivecondo #executivecondos #executivecondosg #executivecondomium #executivecondominum #executivecondominium #executivecondominiums #executivecondosingapore #realestate #realestatetips #realestatemarket #realestateexpert #singaporerealestate #singaporerealestatemarket #singaporerealestateinsider #singaporerealestatebuyers #propertylifestage #makeinformedpropertydecision
EZ with EC - Is EC affected by the 15mth wait-out period after selling?What is your recommendation?
Answering any question(s) about Executive Condo. Question: Is it true that EC price will only reach its peak at the 10th year privatisation mark? #executivecondo #executivecondos #executivecondosg #executivecondomium #executivecondominum #executivecondominium #executivecondominiums #executivecondosingapore #realestate #realestatetips #realestatemarket #realestateexpert #singaporerealestate #singaporerealestatemarket #singaporerealestateinsider #singaporerealestatebuyers #singaporerealestates
EZ with EC.Qn:Is it true that EC price will only reach its peak at the 10th year privatisation mark?
Answering any question(s) about Executive Condo. Question: Are we able to decouple once our EC reaches the 5-year MOP mark? #executivecondo #executivecondos #executivecondosg #executivecondomium #executivecondominum #executivecondominium #executivecondominiums #executivecondosingapore #realestate #realestatetips #realestatemarket #realestateexpert #singaporerealestate #singaporerealestatemarket #singaporerealestateinsider #singaporerealestatebuyers #singaporerealestates
EZ with EC. Question:Are we able to decouple once our EC reaches the 5-year MOP mark?
Sol Acres - 5 key points why you should consider it as your home.
So on 29 Sept, the govt announced a series of cooling measures. During my around 6 years in the real estate industry, I would say this is cooling measure 3.5 and I have given a video sharing on two of them before 15 Dec 2021 - https://youtu.be/J4zFq_Low18, 5 July 2018 - https://youtu.be/yXYlmZ5SX5w). The details of this round of cooling measure can be seen in my last post.  So for this video, I will segmentize my sharing into three portions - The purpose, direct impact, and potential side effects. Purpose: 1. The adjustment of the stress test (ie borrowing limit for both HDB as well as total debt servicing) is to ensure prudency both practically n sentimentally not just for housing but overall borrowing. It was not unexpected and in fact, the stress test could be adjusted should interest rate continued to rise. 2. The second purpose is to control the rising resale HDB prices - especially those big and blockbuster units. Per their data collected during resale application), they would have realised that majority of the record-breaking HDB resale transaction came from private property owners who have deep pockets and willing to offer high price to secure their home. Impact:1. For the purpose of prudency, per MAS data and for most if not all of my clients, most consumers do not max out their loan limit. It is a clear sign that MAS will want to continue to emphasize prudency. So the impact could just be on sentiment than anything else across the property market 2. For the purpose of HDB resale prices, it could really put a halt on the blockbuster record-setting price - especially for those bigger HDB units. and importantly, if the desired intent isn't met, we can almost be certain more measures will be implemented Side Effect:1. if condo owners decided that they would bite the bullets to right size, sell their condo and rent for 15 mths, this will bring the already high rental market to an even higher price.2. a higher demand to the alternative - resale EC 3. a rise in 4-bedder HDB prices - if the right-sizing above the age 55 decided to go for it.  4. If demand (from home dwellers) remains and a drop in supply from the right-sizing home dwellers from condo who have decided to take their unit off the market, prices especially for own stay private resale prices might go up Any property decision needs to be well informed and planned out especially in an enviroment of high inflation/interest as well as geopolitical situation. Importantly, you would also want to ensure that your family has a place to stay and be comfortable. Drop me a note should you like to speak.
Property Cooling Measure 29 Sep 2022 - Purpose, Impact and side effects
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